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Friday, August 22, 2008
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I'm here to update!
Yesh. I'm
finally
here.
Shall update now before i get people nagging at me for still stopping at the waiting of LO part.
Since i'm so free and i'm only chatting with
Xu Ren
1 person now.
My online chatting khaki.
Seriously miss the days in BSU. Where he always entertain us with "
DA DAO LI
".
Exams are finally over.
Like seriously. Hate it.
I started revision on
8th AUG 2008
.
And damn. Have been sleeping at
5am
everyday.
Waking up at
10am
to continue the revision.
Had been eating well too.
But always after the exam, i can't eat well.
Have a feeling of always wanting to puke.
-________-
It was a terrible feeling.
Pray that i pass C.LAW AND QM.
I don't believe the papers are easy.
I can't believe why there's people who can finish the paper within an hour!
Oh ya. i even made a serious big joke on QM.
Thanks people like
Fang
Ping,
Jeremy,
Xu Ren
and
Ah Peng
for all the assurance.
Thanks
Eugene Brother
for listening to my worries and trying to calm me down.
So this is for
Fang Ping.
I told you.
It's super easy to make.
HAHA!
It's boring to blog on some daily stuff.
So today i will make a difference on it.
Shall blog on one of my hobbies.
For closest, they will definitely know what is it.
Yesh!
That's collecting membership card
.
I know it's weird, but i simply love it.
Especially those that are
free lifetime with discount straight without any minimum purchase
.
You get to like saved some amount here and there.
Not much but when they adds up, it's actually a lot.
So let me show them to you...
Firstly, the 2 most "BO LIAO" cards.
SIA and Great Eastern
It's
the most useless card
to me.
SIA
I don't fly always. So that's why my card is still in blue. Too poor to fly.
But 1 good point is when you fly, and it's within the class, you get to collect miles. Accumlate them to get a free ticket.
You also get to go into the place and settle down earlier than the rest.
But also no use for me. Usually for our case, we dash for the plane and is usually the last few.
-_________________-
Great Eastern
I don't know how come the insurance company will send me this.
Any idea anyone?
There's strictly no way i can use this card.
Because you need to use it with the voucher given to you.
And the voucher are damn USELESS.
Next, The books cards.
Popluar and Yamaha.
Popular
Used to take from HOONIE TAN AKA MY GONG NEIGHBOUR AKA MY CLASSMATE AKA MY EX WORKMATE AKA... too long.
And i think it was too troublesome and i will forget to return them sometimes.
Decided to take the 3 year coz that time was having some promotion.
So why not. Since i spree so much. I need to buy materials like MAD.
Yamaha
I don't get my books from school.
It's expensive.
Since the card is FOC. And the books over there are already cheaper than my school, plus the discount i get, though is little, the book turn out to be cheap.
Still save a litte right.
LOL. I sound a little auntie here.
But since it's cheaper why not? I frequent PS so often.
Next, the food cards.
Aijisen and Pasta mania
Aijisen
$5 for that card.
But still ok coz i have already taken back my $5 due to the trips.
Used to frequent them with some friends.
Pasta Mania
FOC.
Will only use it when it's after the student promotion.
Since still a student, grab that offer. HAHA.
It's 30%.
Next, the entertainment cards.
K box and GV
Kbox
used to frequent quite often.
But recent years, no.
GV
Find that the card is nice coz the way they cut the popcorn shape out is very unique.
Since it's FOC, LOL. TAKE.
Next, the fashion cards.
Fashion Fast Fowards, Mini Toons, John little, Isetan
Fashion Fast Foward
Got this card today. $150 to get them. Bought my formal wear today and the damage was $122 just for a top and a skirt.
One of the great thing is, "I DON'T NEED TO BORROW FROM NICHOLAS LI YIRUN! NO MORE!!!" Oh my god, i always have to, "nicholas, lend me your card. haha." i think he get very pissed with me. So from today onwards, he won't hear from me anymore.
Mini Toons
Got them when i was buying gift at Mini Bits. A bit useless unless i buying hair accessories.
John Little
FOC.
Coz Qing Xiang told us that the things (showering stuff, basically toilet stuff. lol.) will be super cheap during the sales+sales.
so give it a try! Can help my mum save money too.
Isetan
Got them today at $10 finally.
Coz we calculated it will be worth it.
The Body cards.
Face shop and Body shop
Face shop
The card is cool. How i wish all shop have this ideas!
They have 2 cards with them. The small ones is with my sister while the normal one is with me.
At least, when i suddenly need it, i got my own card instead of having to wait for my sister.
Lifetime.
Body shop
It was during the sales period that i decided to get this card.
We don't frequent body shop.
But once we visit and decided to buy something, it's a lot. So after much calculating, is worth it.
At least the $10 to purchase the card is back to you due to the rebate here and there.
Lastly, this cards will be in my wallet.
Ya, the banks card.
The top 2 is
important card
to me.
1 my very own savings from allowances. Though i take 60% of the savings out and throw it at the main bank instead for real savings.
Another 1 my working savings. Though i also always take out 80% of the working savings and place it at another bank for real saving purposes.
Real saving problem is the main reason for taking it out.
Next will be,
POSB BANK INTEREST RATE IS DAMN LOW!
I only earn like a few dollars a year. Why putting it there when i can earn a few dollar every month at another bank?
It makes a differences.
I always believe one have to separate them well so that you won't like mess up the money you have.
And thus, you won't be spending them without you knowing it.
And of coz if you spend, do write down what shit you bought. And if can, try to save it and put it back to the hole you had created.
At least that's what i do.
That's kiwi-logy.
And the below 2 are creadit cards given by my sister.
A bit risky to use them.
I hardly use them unless i'm with her or i'm with my parents.
I believe when 1 owns a credit card, you will start to spend more than what you should.
Due to those attracting points you can earn plus discounts giving.
So for me, i dare not use unless it's important or there's a need.
So it's when i am buying something, and they had something like
"UOB / CITIBANK CREDIT CARD ADDITIONAL 15% OFF
", i will then use it. If not, die also won't.
Because, you are like using future money.
That's kiwi-logy again.
Alright that's all for today.
I believe after this post, i had made myself more auntie.
SIGH.
HAHA.
At least i know i'm not in this course for nothing. LOL!
2:00 AM;
N
{Me}
HuiQi
0606
Gemini
Pianist
N
{Achievements/Goals}
Open online shop - Done on 2006
Clear Music Theory G4 - Done on Nov 2008
Diploma in Accountancy and Finance - Done on May 2009
Pursue Full Time Accounting and Finance in SIM-UOL - Done on June 2009
Driving license in class 3 - Done on Oct 2009
Clear Music Theory G5 - Done on Oct 2009
Sold the first 10000 Pieces of masks
Clear Music Theory G6
Clear Music Theory G7
Clear Music Theory G8
Be a certified Music Theory Teacher
Be an accountant
Earn my first $$$$
Get a car without the help of parents
N
{Wish}
Pass all modules
White Grand Piano
Learn Cello ASAP
tac-designs to be in world list (dreaming...)
sprees-heaven business to grow bigger!
more $$$
N
{Twitter}
Twitter
follow me on Twitter
N
{Chat}
N
{Darlinks}
Keming Primary School
Andrew
Deborah
Eugene
Jessie
Lay Yan
Zhenghua Secondary
Charlton
Cheng Hoon
Fang Ping
Geral
Grace
HuiPing
Irene
Jasmen
Jia Juan
Jian Cheng
June
Jun Ru
Kai Li
Lionel
Li Qi
Li Zhen
MeiYan
Pambi
Serene
Sharon
Sherry
Shi Hui
Shi Qi
Xue Ning
Xin Yi
Yi Ying
Yin Ting
Yvonne
MI
Deborah
Derrick
Hafirah
Idayu
Ili
Jeremy
Melody
Rohai
Samantha
Shi Hwee
NYP
Benedict.TEP
Charmain.TEP
Cheryl.TEP
Cindy.TEP
HuiZhen.TEP
GuanQi.AD
GuiShan.TEP
Jackson.TEP
Jia Ying.TEP
Jolene.TEP
Laila.AD
Lina.TEP
LinYu.TEP
Melissa.TEP
Ruan Dong.TEP
Sarah Jane.TEP
Shermaine.TEP
Wileen.AD
YenPeng.AD
SIM
Samantha
Yi Shi
Others
Cailing
Chris
Elina
Kingkong
N
{TAC-DESIGNS}
Handmade accessories for sale! Check us OUT!
N
{SPREES-HEAVEN}
Cheap sprees and MASKS! Check us OUT!
N
{Songs}
Music Playlist
at
MixPod.com
N
{Click Click}
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